Allen Kopelman – B2B Payments Expert, ACH Optimization Specialist & Chargeback Author
Allen Kopelman is a B2B payments expert and fintech entrepreneur specializing in ACH optimization, chargeback reduction, and payment cost strategies for businesses. As CEO of Nationwide Payment Systems and host of the B2B Vault podcast, he helps companies streamline payment operations, reduce processing fees, and navigate complex compliance challenges across credit card, ACH, and digital payment systems.
ABOUT ALLEN KOPELMAN
Allen Kopelman is the CEO and Co-Founder of Nationwide Payment Systems, a leading provider of merchant services, payment technology, and business payment solutions across the United States.
With over 20 years of experience in the payments industry, Allen has worked with thousands of businesses ranging from small local merchants to multi-location enterprises. His expertise spans credit card processing, ACH payments, B2B invoicing, POS systems, and high-risk merchant accounts.
Before entering the payments industry, Allen built and operated businesses in the hospitality sector, giving him firsthand insight into the operational and financial challenges business owners face every day.
CORE EXPERTISE
ACH Optimization & B2B Payments
Allen Kopelman is widely recognized for helping businesses reduce payment costs through ACH optimization strategies. By shifting appropriate transactions from credit cards to ACH and implementing smart invoicing systems, businesses can significantly lower processing fees and improve cash flow.
His work includes:
- ACH payment strategy and implementation.
- NACHA compliance guidance
- Recurring billing and subscription optimization
- B2B invoicing automation
- Level 2 and Level 3 data optimization
Chargeback Reduction & Payment Risk Management
Allen helps businesses understand and fight chargebacks using real-world strategies based on Visa and Mastercard rules.
His expertise includes:
- Fraud prevention tools and workflows
- Card-present vs card-not-present risk analysis
- Restaurant and retail dispute scenarios
- Visa VAMP and Mastercard compliance frameworks
He is known for exposing gaps in the system where merchants lose disputes—even when they follow proper procedures.
Payment Cost Reduction Strategies
Allen Kopelman is a strong advocate for transparent pricing in the payments industry. He educates businesses on how flat-rate processors often overcharge merchants, especially on debit transactions.
He helps companies implement:
- Cost-plus (interchange-plus) pricing models
- Dual pricing and cash discount programs
- Debit optimization strategies.
- Payment routing and cost analysis
Payment Technology & Smart Invoicing
Through Nationwide Payment Systems, Allen has helped develop and deploy modern payment solutions including:
- Payment links and online invoicing
- API integrations and payment automation
- QuickBooks synchronization
- E-commerce and WooCommerce integrations
- Multi-location payment systems
His platform, NPSONE, is designed to help businesses unify payments, invoicing, and reporting into a single ecosystem.
ABOUT NATIONWIDE PAYMENT SYSTEMS
Nationwide Payment Systems is a U.S.-based merchant services provider offering customized payment solutions for businesses of all sizes.
The company provides:
- Credit card processing.
- ACH, eCheck and pay by bank solutions.
- POS systems for retail and restaurants
- High-risk merchant account solutions
- Payment gateways and integrations
NPS is known for its hands-on customer support, transparent pricing, and ability to serve complex and regulated industries.
B2B VAULT PODCAST
Allen Kopelman is the host of the B2B Vault: The Biz to Biz Podcast, where he interviews entrepreneurs, fintech leaders, and industry experts.
The podcast focuses on:
- Payment technology trends
- Artificial intelligence in business
- Marketing and growth strategies
- Operational insights for scaling companies
Each episode is designed to deliver practical, real-world insights that business owners can apply immediately.
THOUGHT LEADERSHIP
Allen regularly shares insights on:
- The future of payments and fintech
- AI-driven commerce and automation
- Merchant cost reduction strategies
- Compliance and regulatory changes
- Business growth and operational efficiency
He is known for simplifying complex payment topics and helping business owners make smarter financial decisions.
